Being the "head of the household" means
understanding where your family is going and taking responsibility for it.
Having a plan that you and your wife develop together and execute together can
be helpful in being the family God intends you to be. Here are some ideas to
work with.
Goals
Establish goals for your family, your
family’s involvement in church, and for yourself in your career (in light of
the above).
Family Goals
To be a family where we all...
Church Goals
Be involved in ministries that...
Career Goals
Be in a position that allows me
to...
Events
Weekly Timeslots
Establish timeslots for important
commitments (family time, outreach, church activities, sports, community,
growth, etc.) so that the week doesn’t become too hectic or to crowded for
important things. Establish a Sabbath day (even if it can’t be Sunday).
Day of the Week
Focus Event
Sunday -
Monday -
Tuesday -
Wednesday -
Thursday -
Friday -
Saturday -
Family Times
Identify which holidays,
traditions, annual events you, as a family, are going to observe (just because
it is on the calendar, doesn’t mean that you have to celebrate it. Also
determine to what extent your family will celebrate it (presents, party, cards,
etc.)
Kids Times
Identify events/activities that are
important that you children get to participate in (Church Camp, Time alone with
Grandma/Grandpa, Sports, Music, etc.)
Marriage Times
Identify events/activities that you
are going to make special for you and your wife to nurture and grow your
marriage (don’t forget the obvious Anniversary and Valentines Day events.
Individual Times
Identify events/activities that you
are going to commit to for each person in your family to grow mentally,
physically, emotionally, and spiritually.
Devotions
Establish a time table (to shoot for)
that encourages each child in their spiritual growth as they grow older.
For example:
|
Age |
Devotion |
Education |
|
0 – 7 |
Table Grace / Pray at Bedtime |
Sunday School |
|
8 – 10 |
Devotional Readings at Dinner |
Sunday School |
|
11 – 13 |
Devotional Time as a Family |
Sunday School |
|
13 |
Confirmation |
|
|
14 – 17 |
Quiet Time |
Sunday School |
Chores
Establish household chores that will
help prepare each child to be prepared to be on their own when they graduate
from high school. Schools don’t teach "Home Economics" any more.
Boys need to have the same life-skills as Girls (and vice-versa).
For example:
|
Age |
New Responsibility |
Helping Chore |
|
4 |
Set Table / Help Cook |
Help with Laundry |
|
5 |
Put away Laundry |
Help with Laundry |
|
6 |
Feed Pets |
Help with Laundry |
|
7 |
Homework |
Help with Laundry |
|
8 |
Weeding |
Empty Waste Paper Baskets |
|
9 |
Crafts |
Empty Waste Paper Baskets |
|
10 |
Cook simple meals |
Empty Waste Paper Baskets |
|
11 |
Mow Lawn |
Recycling |
|
12 |
Household Finances |
Recycling |
|
13 |
Laundry / Iron / Babysitter |
Recycling |
|
14 |
Plan Menus / Shop / Cook Dinner |
Recycling |
|
15 |
Sew / Mend Clothing |
Garbage |
|
16 |
Help with Shopping |
Garbage |
|
17 |
Run errands (Drive) |
Garbage |
Activities
Children can get overwhelmed by the
opportunities that are available these days. It is our responsibility to
manage those opportunities so as not to overwhelm our children or our
families. Establish guidelines, based on the child’s age, as to the type and
number of activities that they can be involved in. If they want to add another
one, then they need to decide which one they are going to drop. As they grow
older, they should be able to handle more activities (or at least more
involved activities).
For example:
|
Age |
Fellowship Groups |
Lessons |
Sports |
Camps |
School Clubs |
|
4 |
|
Kinder Music |
Summer Swimming |
|
|
|
5 |
|
Kinder Music |
Summer Swimming |
|
|
|
6 |
|
|
Summer Swimming |
|
|
|
7 |
|
|
Summer Swimming |
Primary Camp |
|
|
8 |
|
Music/Sports Lessons |
Summer Swimming |
Primary Camp |
|
|
9 |
|
Music/Sports Lessons |
Summer Swimming |
Jr. Camp |
|
|
10 |
|
Music/Sports Lessons |
Summer Swimming |
Jr. Camp |
|
|
11 |
|
Music/Sports Lessons |
Summer Swimming |
Jr. Camp |
|
|
12 |
Middle School YG |
Music/Sports Lessons |
Summer Swimming |
Jr. High |
|
|
13 |
Middle School YG |
|
Summer Swimming |
Jr. High |
|
|
14 |
Sr. High YG |
|
1 School Sports |
Sr. High |
1 School Club |
|
15 |
Sr. High YG |
|
2 School Sports |
Sr. High |
2 School Clubs |
|
16 |
Sr. High YG |
|
3 School Sports |
Sr. High |
3 School Clubs |
|
17 |
Sr. High YG |
|
3 School Sports |
Sr. High |
4 School Clubs |
Allowance
Establish a plan for an allowance
that grows with their ability to understand finances. Also help them develop
financial management skills (see footnotes in the example below). As children
grow older, they should take on more responsibility for their own purchases.
Their own food and clothing are natural things for them to be responsible. You
might even consider Gas and Car Insurance in your plan. Whatever the amount,
children will always find someone who get more. Although the example only puts
$1,487 in college (not counting interest) and no one will go to college for
that amount, it does give them at an early age a sense that college is a
possibility for their future, and that they can play a role in reaching that
goal. Establish a rule on monetary gifts (Christmas, Birthday, etc.). Does it
get tithed? Does any of it go to College?
For example:
|
Age |
Tithe |
College |
Spending |
Clothes |
Lunch |
Total |
|
4 |
0.05
2.60/yr |
- |
0.05
2.60/yr |
|
|
0.10
5.20/yr |
|
5 |
0.05
2.60/yr |
0.10
5.20/yr |
0.10
5.20/yr |
|
|
0.25
13.00/yr |
|
6 |
0.05
2.60/yr |
0.25
13.00/yr |
0.20
10.40/yr |
|
|
0.50
26.00/yr |
|
7* |
0.10
5.20/yr |
0.50
26.00/yr |
0.40
20.80/yr |
|
|
1.00
52.00/yr |
|
8 |
0.15
7.80/yr |
0.75
39.00/yr |
0.60
31.20/yr |
|
|
1.50
78.00/yr |
|
9 |
0.20
10.40/yr |
1.00
52.00/yr |
0.80
41.60/yr |
|
|
2.00
104.00/yr |
|
10** |
0.30
15.60/yr |
1.50
78.00/yr |
0.70
36.40/yr |
0.50
26.00/yr |
|
3.00
156.00/yr |
|
11 |
0.40
20.80/yr |
2.00
104.00/yr |
0.85
44.20/yr |
0.75
39.00/yr |
|
4.00
208.00/yr |
|
12*** |
0.50
26.00/yr |
2.50
130.00/yr |
1.00
52.00/yr |
1.00
52.00/yr |
|
5.00
260.00/yr |
|
13 |
0.60
31.20/yr |
3.00
156.00/yr |
1.15
59.80/yr |
1.25
65.00/yr |
|
6.00
312.00/yr |
|
14 |
1.50
78.00/yr |
3.50
182.00/yr |
1.00
52.00/yr |
1.50
78.00/yr |
7.50
1.50/day |
15.00
780.00/yr |
|
15 |
1.60
83.20/yr |
4.00
208.00/yr |
1.15
59.80/yr |
1.75
91.00/yr |
7.50
1.50/day |
16.00
832.00/yr |
|
16 |
1.80
93.60/yr |
4.50
234.00/yr |
1.45
75.40/yr |
2.75
143.00/yr |
7.50
1.50/day |
18.00
936.00/yr |
|
17 |
2.00
104.00/yr |
5.00
260.00/yr |
1.75
91.00/yr |
3.75
195.00/yr |
7.50
1.50/day |
20.00
1040.00/yr |
|
1,487.20 + interest |
|
|
|
* = Opens personal bank account
** = Starts keeping personal bank account on the computer
*** = Runs Family finances for 1 year
Grades
Decide with your wife early on
whether your children should get paid for good grades. It should be consistent
you’re your plan for allowance. This is a good time to help them prepare for
College be requiring some of the money to go into their College Fund. Also,
don’t forget to help them learn to tithe ALL their income (even for grades).
|